Social Media Means
Social Media Means
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Peak years are generally thought to be late 40s to late 50s*. The Latest figures show women's peak between ages 35 and 54, men between 45 and 64. After that, most people's incomes typically level off.
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Read More »Peak years are generally thought to be late 40s to late 50s*. The Latest figures show women's peak between ages 35 and 54, men between 45 and 64. After that, most people’s incomes typically level off. Promotions favor younger people with longer futures*. The children are probably either in their last years of high school or in college, in effect anchoring the paying parents to their longtime residence and discouraging moving far away for the sake of a new job with a new employer. But, on the positive side, the promotions, and the raises have already been generously distributed by this time, so the income is at or near its peak. That means that important — but mostly pleasant — decisions are called for on what to do with these rewards for a long career well conducted. It’s time to take aim at building wealth to cushion the transition from hard work to soft retirement. The first order of business is to ensure that your income is put toward that critical purpose. That means paying off debt as quickly as you can. If any of that mortgage is still casting its shadow, take the appropriate action to erase it. Consider dedicating some of that income to paying off the remainder of your house debt, or, at least, increasing the monthly payments to speed up the process. The same is true for college loans for which you may be responsible, auto, home improvement or any other kinds of loans you may have undertaken. You don’t want to run those final laps toward retirement, carrying the weight of debt that will offset the assets for which you have waited for so long. Some people long to take advantage of higher income and lower bills by buying a bigger house or a vacation cottage, taking expensive trips or purchasing a boat. Assess whether, in all honesty, fulfilling those yearnings is as important to your overall happiness as providing for your comfortable retirement. If it is, by all means set your course that way. But talk it over and make sure it won’t subtract too much from your later lifestyle. According to the 2017 Retirement Confidence Survey by the Employee Benefit Research Institute and Greenwald & Associates, 28 percent of Americans age 55 and older have saved less than $10,000 for retirement; 35 percent have saved $250,000 or more**. According to advice compiled by Fidelity Investments, by age 30 you should have saved a sum equal to your current income; by 50, you should have saved six times your income; by 60, eight times***. Now is the time to make sure you don’t wind up short of the mark.
Top 7 social media platforms that pay content creators in 2022 Instagram. “Our goal is to be the best platform for creators like you to make a...
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10 most popular social media apps 1. Facebook. 2.93 billion monthly active users. ... Instagram. 2 billion monthly active users. ... Twitter. 229...
Read More »In fact, here’s a worthwhile exercise: Determine what your retirement income would be if you retired this very minute. Practice living on that income for a month or two and see how it goes. Some expenses would disappear — or, at least, be substantially reduced — upon retirement. Presumably, you’d spend less on gas or transportation to get to work, maybe you’d eliminate dry-cleaning bills altogether. Consider whether you could retire other expenses. Not only would this practice exercise give you a clearer idea of how financially prepared you are for retirement, it may enable you to put away still more money.
From your Creator tools: In your TikTok app, tap Profile in the bottom right to go to your profile. Tap the 3-line icon in the top right to go to...
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Read More »Consolidate your 401(k) plans if you have several because of having changed jobs. They'll be easier to keep track of — and you'll be better able to properly diversify. Consider investing some of your money in a Roth IRA^, if your income permits. Your tax bracket and income earned will determine eligibility, but there might be advantages to having some of your money in a Roth. A Traditional IRA is tax-free until distributions are taken from the account. A Roth is the other way around: Contributions are taxed but not withdrawals, if certain requirements are met. Remember, too, that tax law requires IRA holders to begin taking out at least minimum amounts, known as required minimum distributions, or RMDs, from their accounts once they reach age 72. Technically, that means the IRA money must start coming out in specific increments no later than April 1 following the year you reach that age. The exact distribution amount changes from year to year. It is calculated by dividing an account's year-end value by the distribution period determined by the Internal Revenue Service. ALEC Wealth Management, the retirement, investment, and insurance planning program located at ALEC, can help you determine where you stand financially now, where you want to be in the future, and ways you can get there. You’ll want to build as much wealth as quickly as you can. Don’t just wait until you’re on the verge of retirement to find out how much you have. Set your own course now.
5 best ways to make money on social media as a creator Partner with brands. ... Become an affiliate. ... Sell your own merch. ... Offer premium...
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Recent research has revealed why people may end friendships. The reasons can be categorized into four categories, including selfishness, infrequent...
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Where to safely keep cash at home. Just like any other piece of paper, cash can get lost, wet or burned. Consider buying a fireproof and waterproof...
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