Social Media Means
Social Media Means
Photo: cottonbro studio
Receiving Money Via Facebook Messenger The money is transferred instantly; the notification simply lets you know it is on the way. When a friend sends you money on Facebook and you have yet to provide your debit card info, the notification you receive upon payment from your friend includes an Add Card button.
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Read More »Since Meta (META), formerly Facebook, launched its social network in 2004, its features have expanded significantly. The vision of its founder, Mark Zuckerberg, began as a way to take the social dynamics of a college campus and put them online. Currently, only Visa/MC debit cards are acceptable for use, along with PayPal and pre-paid debit cards. In the site's beginning, students at a small number of elite colleges made profiles consisting of pictures and whatever additional information about themselves they chose to give, and then linked them with their friends' profiles; hence the term social network. Only students with verified email addresses from a list of approved colleges could sign up for Facebook during the early years. Moreover, the site was not monetized; its only funding came from venture capitalists who saw the potential for big returns if the concept caught on nationwide. Since then, the social network has become much more than an online playground for Ivy League college students. In the third quarter of 2021, Facebook earned over $28.7 billion selling online ads, a 33% increase year-over-year. Businesses, organizations, and entrepreneurs pay to have their promotional messages appear on users' news feeds. Only Google makes more money selling ad space online. Facebook made it possible to send money to friends and business associates through the Facebook site with a few clicks of the mouse or taps of the screen as part of Facebook Messenger, the site's instant messaging component. In fact, PayPal's former CEO, David Marcus, defected to Meta in 2014 to oversee Facebook Messenger, as well as launching the company's cryptocurrency Diem. With as much time as people spend on Facebook, it logically follows for users to take advantage of this new feature once they learn about it. The site is making the process of sending and receiving money online simple for anyone with a Visa or MasterCard debit card. With this service, Meta can act as a conduit between your bank and your friend's bank, channeling the money from one to the other. Sending money via Facebook Pay through the Messenger app is simple. It takes only seconds once you store your debit card information, which you are prompted to do on your first use of the feature.
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Read More »The first step is to open a new or existing Facebook Messenger conversation with the friend to whom you wish to send money. You can do this on your home computer, tablet, or smartphone. Once you pull up the conversation, you should see an icon with a dollar sign at the bottom of your screen. Tap or click that icon. The app then prompts you to enter the amount of money you wish to send; do this and then click or tap the Next button. At this point, if it is your first time sending money via Facebook, a screen pops up asking you to enter your PayPal or debit card information. As of summer 2021, the service accepts only debit cards, not credit cards, and your card must be a Visa or MasterCard. Enter your card number, expiration date, validation code, and billing zip code. Next, click or tap the Pay button. The process is now complete. The app transfers the funds to your friend right away. If you use an online banking app, you should see the money removed from your available balance within minutes. The site stores your debit card information, so you do not have to enter it each time you wish to send money via Facebook Messenger. For those concerned with having financial information stored on a third-party server, Meta provides an information page where you can read about its security protocols. The site claims to use multiple layers of hardware and software protection on its servers. Receiving money via Facebook Messenger is even easier than sending it. When a friend sends you money, you receive a Facebook notification, similar to what you receive when a friend sends a regular message. If your debit card information is already stored in the app, there is no action that must be taken on your end. The money is transferred instantly; the notification simply lets you know it is on the way. When a friend sends you money on Facebook and you have yet to provide your debit card info, the notification you receive upon payment from your friend includes an Add Card button. Tap or click it, and the same prompt appears to enter your card information. Once you submit this information, the app completes the transaction. When you send or receive money in the future, your card is already stored, and you do not have to enter it again.
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Read More »Though the money is transferred instantly, it may, depending on your bank, take a day or longer to appear in your available balance. Different banks maintain different hold time rules for electronic deposits.
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