Social Media Means
Social Media Means
Photo: Andrea Piacquadio
75 is the median age reported by boomers as "old," the same age they consider people to be too old to work. 70 is the median age reported by Gen-Xers as "old," while 75 is the median age they consider people to be too old to work.
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Read More »These days it's hardly unusual to hear older workers say they plan to work well into their retirement years. For example, more than half (53 percent) of workers report that they expect to work beyond age 65, according to a recent survey by the Transamerica Center for Retirement Studies. And roughly one in eight (13 percent) say they don't plan to retire at all. But how long can workers realistically expect to stay on the job? The Transamerica survey provides some interesting insights into this question. When asked what age might be considered "too old to work," more than half said it depended on the person and didn't identify a specific age. Of those who provided an age, the median was 75. When asked about the age someone is considered to be "old," two in five workers (40 percent) said it depended on the person and didn't identify a specific age. Of those who provided an age, the median was 70 -- five years younger than being considered too old to work! Putting these two statistics together, it seems to be OK for a person who's deemed to be "old" to continue working, at least for about five years. When asked how long they expect to live, the median survey response was to age 90, reported by baby boomers, Gen-Xers, and millennials alike. This means if someone worked until age 75, they would still expect a retirement to last about 15 years, nearly double the eight-year average period of retirement for retirees in the 1950s. As you might expect, workers' views on being old depend a lot on their own age, as follows: 75 is the median age reported by boomers as "old," the same age they consider people to be too old to work. 70 is the median age reported by Gen-Xers as "old," while 75 is the median age they consider people to be too old to work. 65 is the median age reported by millennials as "old," while 70 is the median age they consider people to be too old to work. Recent research supports the notion that older people can work beyond traditional retirement ages. For example, one recent survey showed that more than three-fourths (77 percent) of people age 75 to 79 report no health-based limitation in their ability to work or complete housework. Another study provides statistical evidence that the notion of "old" has been getting older over many decades as people are, on average, living longer, healthier lives.
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Read More »Take a break and go outside. As a freelancer, it's easy to lock yourself in your remote office for days on end. There have been times where I've prioritized work so much I forget to prioritize myself. The more isolated I am, the more I become trapped in my thoughts, and then I know it's time to get outside.
So you’re a freelancer. You wake up early, get through your morning routine, and casually go to your local coffee shop. The barista knows you and your order, so then you casually clock in by opening up your laptop. Life is great! You create your own hours, avoid pesky morning traffic and don’t have to report to any manager or supervisor. However, there feels like something is missing, dare I say it, coworkers. The perks of being a freelancer are quite liberating, but it’s easy to feel lonely sometimes. I know. I am one. I started my freelance journey about two years ago. Like most freelancers, I was previously at a job I hated and decided to go off independently. After a year of scraping coins from my couch, I was finally able to make a living off of freelancing full-time. Although I am grateful for my blessings, I must admit I have struggled with feeling lonely. See, what no one tells you about freelancing is that you are the manager, HR, assistant and employee. There are no team-building days, gossip sessions in the break room or sharing laughs with your favorite co-worker. The truth is, most days, it’s just you and your laptop. However, I can assure you there are ways of building a community to defeat loneliness and achieve better mental health. Here are a few tips that have helped me overcome loneliness as a freelancer.
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That adds up to $2,096.48 as a monthly benefit if you retire at full retirement age. Put another way, Social Security will replace about 42% of...
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