Which study pays the most?

Highest Paying Jobs With a Bachelor's Degree Rank Major Mid-Career Pay Rank:1 Petroleum Engineering Mid-Career Pay:$187,300 2 Operations Research & Industrial Engineering Mid-Career Pay:$170,400 3 Electrical Engineering & Computer Science (EECS) Mid-Career Pay:$159,300 4 Interaction Design Mid-Career Pay:$155,800 21 more rows

payscale.com - Highest Paying Jobs With a Bachelor's Degree - Payscale

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A bachelor’s degree is a great investment in your future, and one of the most common degrees earned by college students. Some degrees pay you back, but others don’t do much to increase your earning potential. Your course of study influences your earning potential, so in order to plan your financial future, use Payscale’s College Salary Report to rank how different majors for bachelor’s degrees compare based on alumni salaries.

Top Bachelor Degrees

In keeping with current trends, the College Salary Report shows that the best bachelor degrees are mostly STEM-focused, meaning they are focused on science, technology, engineering or math. STEM degrees continue to be some of the highest paying degrees on the College Salary Report year after year. The top three highest-paying college majors are

Petroleum Engineer – Mid Career Salary: $176,900

A focus in this type of engineering will show you how to oversee production methods for retrieving oil and natural gas from the earth. Common employers of petroleum engineers include Chevron Corporation, British Petroleum, ConocoPhillips, Exxon, and more. Petroleum engineering is a male-dominated field, with women representing only 11 percent.

Electrical Engineering and Computer Science – Mid-Career Salary: $142,200

This degree prepares students to design and build software and hardware and software for a number of applications and devices.

Applied Economics and Management – Mid-Career Salary: $140,000

A degree in Applied Economics and Management enables students to gain an understanding of how economic principles are applied in the real world. Coursework would include classes in microeconomics, macroeconomics and econometrics. In today’s job market, having a bachelor’s degree is nearly a necessity to land a rewarding, well-paying job with any possibility for advancement; a bachelor’s degree is almost essential for entry into most professional careers. In certain lines of work, like teaching and engineering, you cannot enter the field without holding at least a bachelor’s degree.

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What mortgage payment is too high?

Your Mortgage Is More Than 30 Percent of Your Income Financial advisers and real estate professionals recommend that homeowners spend no more than 30 percent of their monthly income on their mortgage payment. This ensures you'll still have sufficient funds for food, health care, car payments, and other expenses.

bobvila.com - 10 Signs You're Paying Too Much for Your Mortgage - Bob Vila

If you didn’t make a 20 percent down payment on your house, your lender charged you for private mortgage insurance (PMI)—and you’re shelling out for PMI with every monthly payment. PMI is based on the difference between the market value of your home and the amount of equity you have in it. For example, if you finance $100,000 on a home with a market value of $110,000, you could be paying an additional $75 every month for PMI. Once you’ve paid 20 percent of the value of your home, you will no longer be charged for PMI. If you think your home has increased in value (which means your equity has also increased), ask your lender for a new appraisal to see if you now meet the 20 percent equity requirement.

Related: The Best Ways to Improve Your Home's Value in 2018

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